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Financial/Insurance

financialThank you for choosing our office for your dental care. An important part of caring for you and your family is to handle financial matters in a professional way. We would like to explain our financial policies and invite you to openly discuss options that are appropriate for you with our business staff. Because we make financial arrangements on an individual basis, we require that firm financial arrangements be made prior to treatment. We have many options available to help out patients make the dentistry they want and need affordable for them.

FINANCIAL POLICY

Payment Options

We gladly accept the following: Cash, Check, Visa, MasterCard, American Express, or Discover.

CareCredit

We're pleased to offer our patients the CareCredit® card, North America's leading patient payment program. CareCredit lets you begin your treatment immediately — then pay for it over time with monthly payments that fit easily into your monthly budget. Now you don't have to save up for years to finally get the smile you've always wanted.

Your healthcare credit card

CareCredit is the credit card exclusively for healthcare services. It allows your to pay over a period of time and we offer 12 months interest free financing exclusively for our patients.

Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply Online for your CareCredit card today.

                               

Dental Insurance

If you have dental insurance, as a courtesy, we will submit claims for you and estimate benefits. However, you must keep in mind that your insurance policy is a contractual agreement between you or your employer and the insurance company. If for any reason your insurance company rejects your claim or has not made payment within 45 days of billing, you are responsible for the balance. All insurance co-pays are due at the time the service is rendered.

 

We are a preferred provider for the following insurance companies:

MetLife Delta Dental
Anthem Cigna
United Concordia Aetna
Dominion
United Concordia Alliance Network
Assurant

 

If you have dental insurance that is not one of the above, we will still be happy to file your dental claim for you. However, you should be aware of your out of network benefits prior to services.

Account Balances

Please understand that payment for your bill is considered part of your treatment.You are responsible for any balances not paid by your dental insurance company. All patients with outstanding balances will receive a monthly statement with payments due on or before the 20th of every month. Overdue balances will incur a finance charge of 1.5% (18%APR) applied each month the balance remains outstanding. All accounts with unpaid balances after 60 days will be turned over to a collection agency, unless previous arrangments have been made with our business staff. Should it become necessary to do so, a 34% service charge (collection fees, attorney fees, and any other charges) will be applied to the unpaid balance, which will also become your responsibility.